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  • Business Loans

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    • Manage your cash flow, upgrade equipment and grow your business by reviewing our business loans and finance options. Use your asset as security to buy, hire or lease a new vehicle/equipment. Review our ranges of loans to expand or invest in your business.

      Available for business loans over $50,000 where the term is more than one year. You can choose from the following interest rate options:

      • Fixed rate (minimum loan amount $50,000) – for between one and seven years (up to 10 years for agribusiness customers)
      • Fixed rate residentially secured (minimum loan amount $100,000) – fixed for between one to five years. Rate is linked to the home loan fixed interest rates
      • Variable rate – benefit from downward interest rate movements and get flexibility to redraw funds paid in addition to the minimum loan repayments
      • Variable rate residentially secured  rate is the residential equity rate (does not move in line with the Home Loan Standard Variable or Residential Equity rates). You benefit from downward interest rate movements and get flexibility to redraw funds paid in addition to the minimum loan repayments 
    • Benefits

      Loans can be split between fixed and variable interest rates:

      • At the end of any fixed interest rate period, you have the option of switching from a fixed to a variable rate at no cost
      • For a variable rate loan, you can switch to a fixed rate at any time at no cost
      • Interest-only or principal and interest repayments are available